On the surface, it doesn’t seem to make sense that foreclosures are at an all time high and Danny Felton is saying that now is the best time to buy a home. What Felton knows is that interest rates are at an all-time low and home prices are considerably low as well. Down payment assistance and subsidies are available. It is indeed a buyers market.

According to Danny Felton, America is on sale! It’s Danny Felton’s job to know what is going on in real estate. In fact, he is an expert on the subject. Through his Miami Gardens based company, The Mortgage Experts, Felton specializes in helping families to realize the “American Dream” of homeownership. The purchase of a home is the largest single investment most families will make. It is also an investment that is the source of enormous pride for those families. Felton says that one of the greatest joys of his work is having the opportunity to witness people accomplishing their goal of home ownership and being a part of that process. Beautifully landscaped and with a vibrant and elegant interior decor, The Mortgage Experts, located at 600 NW 183rd St., is a community fixture and source of great pride for local residents. With offices located in the heart of the
community, people can see first-hand that there is a desire to serve you where you are. In fact, Danny Felton genuinely sees himself as more of a servant than a businessman. His excellent business skills are secondary to his concern and compassion for those families God places in his path. “Service is really the core of what we do,” Felton said. “We are here to make a difference in people’s lives,” he continued.

A part of the mission to make a difference includes hosting home buying workshops and seminars, guidance on credit restoration, and assistance in working through the home buying process.“We understand that oftentimes people are between blessings and have some issues that we need to help them work through,” Felton said. The Mortgage Experts specializes in educating and empowering its clients. After 17 years in the business, Danny Felton has assembled an amazing staff that he is very proud of. He is quick to acknowledge their commitment and support as he describes them as absolutely amazing. Certainly, no business can be successful without a great team of individuals working toward a common goal.

“Anyone can stick with you when things are going well, but it is a true blessing when you go through challenging times and they are still there,” he said. When asked about how the housing crisis has affected his business, Danny Felton acknowledges that there has been an impact, however, it has not impacted his effort and commitment to clients. When you are created to make a difference, you make a difference no matter what the circumstances are.

Felton has chosen to use his knowledge and expertise as an advocate for families who are in crisis as a result of the real estate downturn. His offices host home buying workshops each month as a way of staying connected to the community and carrying out its mission to be of service. Through his non-profit 501c3, The Expert Resource Community Center, a local office of NID-HCA, a HUD approved organization, Felton is able to provide additional resources to the community. The center offers home buyer education , financial literacy (adult & youth) and family self sufficiency courses throughout South Florida. They are participants of the National Foreclosure Mitigation Counseling program to address the nationwide foreclosure crisis by dramatically increasing the availability of housing counseling for families at risk of foreclosure. Danny Felton is a leader in his industry. He serves as the Regional Vice President for the National Association of Real Estate Brokers (NAREB) which represents 11 chapters throughout the state of Florida, Georgia and Alabama for the National Association of Real Estate Brokers (Realtists). He is also Past President of the South Florida Board of Realtist, local chapter. Felton travels extensively to Washington, DC and other areas to speak on real estate policy matters, as well as to attend seminars and meetings to ensure that he has all of the necessary information to be a strong partner and advocate for his community.

Faith is the hallmark of Danny Felton’s life and business. His faith outweighs the facts. The facts say that he should not be in business. His faith says that God continues to bless him in all he does. He knows that God’s past provisions in his life is an indication of his present and future provision as well. For over 9 years, Felton and his family have worshipped at Antioch Missionary Baptist Church of Miami Gardens, where Rev. Arthur Jackson, III is Pastor. He serves as a Deacon there and enjoys the leadership of his pastor and the fellowship of the members. When asked what advice he would give to those seeking to achieve their dreams, his advice was quite simple and yet profound: Stay committed and consistent and watch God do the rest. Danny Felton and his wife, Fabiola have been married for 13 years and are the proud parents of 4 children. One of his greatest joys is watching his children develop their gifts, talents and personalities. He is appreciative of the overwhelming support of his wife and thanks God for blessing him with such a wonderful family. It is his hope that his children will be inspired to continue the legacy he has established, or, better still, allow God to use them as He sees fit.

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